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Portfolio Management

Payments Management Lab Payments Management Lab

Type Scheduled Virtual
Topic Portfolio Management
Level Advanced
Duration 16 September – 18 November 2021 (4 hours per week over 10 weeks)
Language English
Special Offer Save 15 percent when you register by 30 July 2021. Enter Save15 at checkout.
Registration is now open for our September 2021 program
Join us 16 September – 18 November 2021

We're excited to announce that our June 2021 Payments Management Lab is sold out, with participants from 25 countries registering. Please join us for our next program in September.

Special offer: Save 15 percent when you register by 30 July 2021. Enter Save15 at checkout to receive the discount.

Payments Management Lab (PML) is a fully reimagined, virtual version of our popular Bankcard Management School, which has helped thousands of global participants advance their payments careers.

Our 10-week program (approximately four hours per week) is designed to help you stay ahead in today’s competitive market by learning from industry leaders and gaining insights from payments colleagues from around the world.

Real-world education and practice for payments professionals

Learn from experts

Each week introduces essential content including card strategy, marketing, risk and profitability, delivered by Visa professionals and industry experts.

Apply your skills

Utilize the skills you’ve learned in a pressure-free environment and gain real-world insights as you build a card portfolio in a team-based simulation.

Expand your network

Connect with peers from around the globe as you participate in activities, discussions, polls and more.

Week-by-week program plan

Payments Management Lab is comprised of self-directed study and a team-based simulation.

Week 1


Explore the business and economic implications of managing a payments portfolio

Engage with your team;
Prepare your Year 1 credit strategy

Week 2

Credit and marketing for new accounts

Study credit trends, learn customer targeting and segmentation, understand credit risk management

Design a credit product;
Input Year 1 decisions

Week 3

Credit simulation results

Review your credit portfolio performance and see how you ranked against your competition

Analyze results and key metrics;
Prepare Year 2 debit strategy

Week 4

Debit, prepaid and lifecycle management

Learn the factors influencing debit growth, explore the evolution of prepaid and manage your existing accounts

Launch a debit product;
Input Year 2 decisions

Week 5

Debit simulation results

Review your credit and debit portfolio performance and study benchmark reports, competitive matrices and market share

Analyze results and key metrics;
Prepare Year 3 acquiring strategy

Week 6

Interchange, acquiring and credit risk

Understand the acquiring environment, maximize revenue and control losses on existing accounts

Manage an acquiring business and bid for new merchants;
Input Year 3 decisions

Week 7

Acquiring and merchant bidding results

Review your credit, debit and acquiring portfolio performance and see who won the four merchant bids

Analyze results and key metrics;
Prepare Year 4 portfolio strategy

Week 8

Secure foundations for innovation

Explore digital commerce, artificial intelligence and trends shaping the security landscape

Refine portfolio targets;
Input Year 4 decisions

Week 9

Adapt your final approach

Study your portfolio’s performance and adapt your strategy for your final round of decisions

Analyze results and key metrics;
Prepare Year 5 portfolio strategy

Week 10

Preparing for tomorrow

Meet the new global consumers and discover how innovation can empower them in the future

Refine portfolio targets;
Input Year 5 decisions

See which team is crowned as the simulation champion


Learn from the people who know payments best.

When you complete the program, you’ll receive a digital certificate that can be shared on social media accounts or added to your email signature.

“This is one of the best courses I’ve undertaken. It really taught me the importance of considering all elements of the value chain when making portfolio decisions and the implications of not getting it correct.”
– Guy Mendelson, Managing Director, Business Owners Portfolio, ANZ