Empower your organization to compete at the highest level by bridging the gap between foundational risk control and modern AI technology.
In this course, you will explore essential, issuer-relevant fundamentals for core credit risk areas, including application adjudication, initial line assignment, proactive line management, and collections. You will discover practical examples of how AI impacts each of these decision areas, allowing you to demystify the technology.
Learn from seasoned credit risk subject matter experts and gain the foundational insights needed to implement effective AI systems and drive sustainable card portfolio growth.
Key Topics
- Strategic Underwriting and Growth: Analyzing how product/prospecting, application adjudication and initial line assignments create a calculated balance between aggressive portfolio growth and loss exposure
- Performance Drivers: Exploring the correlation between risk-based decisioning and the generation of bad debt across the account lifecycle
- Sustainable Portfolio Optimization: Leveraging proactive account management techniques to maintain health and profitability in a fluctuating credit environment
- Modern Mitigation and Assistance: Deploying sophisticated recovery strategies, including customer distress assistance and collections protocols
- The Future of Credit Decisioning: Understanding the evolving role of AI in automating and refining lifecycle management and risk assessment
Who should attend:
- Please note that this course is only available to Visa clients in North America.
- Credit risk and portfolio management leaders
- Underwriting and credit policy teams
- Operations leaders involved in account management and collections
- Digital banking and product leaders influencing credit strategies
Important notes:
- Enrollment for virtual courses closes 5 business days prior to the session start date.
- Special offers: Save 15 percent when you register more than six weeks in advance with promo code Save15 or register four individuals from your organization and receive an additional registration at no additional cost. Offers cannot be combined.
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Aprenda de instructores cualificados con experiencia profesional en el campo.